Are you worried about your credit report? Have you been through any money misfortunes over the course of recent years, and have perhaps been burying your head in the sand about your financial circumstances? Well don’t worry, you're not the only one. The Great Recession took its toll on all who survived it, and many still bear the credit score scars to prove it. A vast majority of us suffered casualties to our credit reports in one way or another. And at least 1 in 4 credit reports contain inaccuracies that can have a negative effect on your credit scores. But the good news is that there are plenty of things you can do to turn your fix your credit report and turn your credit scores around. All is not lost.
Some people may assume that the answer to money problems can be found by earning more money. Learning to control your money, though, is far better than just making more of it. All that will do is increase your payments. And the first step to controlling your finances is reviewing them. As with any major fear that haunts us; by facing it, you start to beat it. Here at Sperity, we will help you obtain your credit report and undertake a thorough evaluation of it with you. We’ll investigate your credit report; looking in detail at any late payments, foreclosures, late payment, charge-offs, auto and student loans, collections, and much more.
Once we’ve identified any wrong information, inaccuracies or misreporting errors on your credit report we’ll get you on the right path to correcting it. We contact credit reporting and collection agencies on your behalf, and will leverage your consumer rights to start remedying any mistakes that we find. After we clean up the damage on your credit report, we’ll also take you through the step-by-step process of rebuilding your credit score. This will get you back on the right track financially and help you get a step closer to that personal or home owner loan you’ve been struggling to get approval for.
By taking control of your own finances, you are empowered with more choices, better rates and terms and even better pricing. There is relief in knowing that your financial world is secure, and it all starts with knowing how to properly manage your credit reports and credit scores. Knowledge is power. If you'd like to learn more how to improve your credit scores, contact Sperity for a free credit report consutlation.