The first thing we do is sit down with you and go through your three credit reports. We conduct a thorough review – examining line-by-line, noting issues and putting together a detailed list. At the end of this exercise, we’ll have a solid understanding of your situation.
Credit issues can be scary, but if you have an industry expert on your side, you won’t have to worry. When it comes to restoring credit, consumer laws are our allies. We leverage FCRA, HIPAA, FDCPA and many other laws to get innaccurate and unverified items removed from your credit report. We spot derogatory accounts, questionable items and a lot more.
Once we’ve assembled a list of issues, we send our investigations to the credit agencies. The credit agencies will send their responses directly to you – giving you instant access to the results. If the challenged items are not corrected we keep pushing to get you the most relief possible.
We start our process with investigations to Experian, Trans Union, and Equifax. Expect a response from them in the mail within 30-45 days.