Due to recent regulation changes, tax liens should not be reporting on your Equifax, Transunion or Experian credit report any longer. However, they may very well show up on various public record reports such as the popular LexisNexis.
If you do not see any errors in the way the tax lien is reporting, here's how to get it removed:
1. If a Tax Lien has already been released/paid, or if you have made at least 3 payments towards an agreed re-payment plan, then you can file form 12277 (Tax Lien Withdrawal Request Form here). *Typically, you would want to contact the representative that you worked with or are working with to determine if there is anything else needed to file this request form.
2. Mail your application to the IRS office assigned to your account.
3. Once the withdrawal has been approved by the IRS, you can provide a copy of the withdrawl notice to LexisNexis to expedite the removal of the Tax Lien from their database. If you happen to be in the process of a home loan, you can provide a copy of the withdrawl notice to your Loan Officer so that your loan can move forward accordingly.
If you believe the Tax Lien isn’t yours, or is otherwise inaccurate, there are ways to have this information corrected. You can either contact LexisNexis and file a general dispute with them, or you may need to contact the public record office or even the IRS directly in some situations to find out why it is attached to you.
If you have any questions about these options, or would like more specific instructions, feel free to reach out to us, as we are always happy to help.